My web site appears to be indexed by Google; however, only wording appearing on the home page is indexed in the search engines. Although I created SEO wording when building the site, those words or phrases created to find my site do not appear in the engines.

Do I have to wait until the site is crawled more than once and the SEO words are found? How else do I get the SEO phrases in the engines?

What exactly do you mean by SEO wording that's not appearing? Are you talking about key words in your meta tags? Google ignores meta tags for the most part. You want to work your key words you are targeting into the text of your website. Also, you want to get relevant 3rd party websites to link to you using the key words you are targeting.

Could you be more clear in your query? Actually you need to wait sometime as Google has to crawl your site properly. In the mean time, get good quality backlinks from relevant sites.