#include <iostream>
using namespace std;

int main(){

	double loan_amt, int_rate, loan, monthly, loan_int, total_int = 0, op = 0, time = 0, percent;
	char ans;

	cout.setf(ios::fixed);
	cout.setf(ios::showpoint);
	cout.precision(2);
	

	do {
		
		//input
	cout << "Input the loan amount: ";
	cin >> loan_amt;
	loan=loan_amt;
	cout << "Input the interest rate: ";
	cin >> int_rate;

//get base monthly payment
monthly = loan_amt/20;

cout << "Interest  Subtracted  Remaining\n";
cout << "__________________________________\n";
do {
	//add 1 to number of months to pay off
	time+=1;

//get int payed
loan_int = (loan*int_rate)/12;
//add this month's interest to the total payed
total_int += loan_int;
//subtract remainder from loan
loan -= (monthly-loan_int);

//check to see if you over-payed
if (loan < 0) {
	//if so get rid of the extra pay and set the remaining loan to 0
	op = (-loan)+loan_int;
	loan = 0;
}


cout <<"$"<< loan_int << "    $" << monthly-loan_int-op << "    $" << loan << endl;
}while (loan > 0 );

cout << "__________________________________\n";
//show total interest
cout << "Total interest -- $" << total_int << endl;

//set time in years
time /= 12;
// set interest in years
total_int /= time;
// calc annual percent interest rate
percent = (total_int*100)/loan_amt;

cout << "Annual % rate -- " << percent << "%" << endl;

//reset vars if repeated
		time = 0;
		total_int = 0;
		op = 0;
		monthly = 0;


//run again?
	cout << "Run again?(y/n):";
	cin >> ans;

	}while(ans == 'y' || ans == 'Y');
	return 0;

}